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On top of that, clients for this sort of plan might have severe legal or criminal histories. It is very important to keep in mind that different service providers supply a variety of problem ages on their assured issue policies as reduced as age 40 or as high as age 80 - top funeral insurance companies. Some will also provide greater face worths, approximately $40,000, and others will certainly enable better death advantage conditions by enhancing the rates of interest with the return of premium or reducing the number of years till a full death benefit is available